Solutions

SC Davis & Co oversees a family's financial assets as one portfolio, across every bank and custodian that holds them. Consolidated reporting provides a single account of the family's position, and the firm's team carries out the daily oversight that keeps the plan on course.

• Cash flow and liquidity planning for the family and its holding entities
• Oversight of custody arrangements and bank relationships, including fee negotiation
• Currency management across holdings denominated in different currencies
• Periodic review meetings with family members and their nominated representatives

For families who prefer to retain final authority over their investments, SC Davis & Co advises on asset allocation and manager selection. Each recommendation is accompanied by the reasoning and research behind it and is tested against the family's mandate before it is presented.

• Second opinions on portfolios held with other institutions
• Due diligence on external fund managers and the fees they charge
• Investment committee papers prepared for family meetings, with a written rationale for each proposal
• Research on markets and sectors relevant to the family's existing holdings
• Evaluation of direct investment proposals brought to the family by third parties

Every portfolio starts from the family's objectives and works outward. A core of lower-risk assets is established to protect the family's commitments. Listed equities, fixed income, real assets and alternative strategies are combined above this in the proportions the mandate sets. Holdings are rebalanced as markets and family needs move.

• Mandates that reflect a family's ethical or sustainability preferences
• Liquidity buffers matched to known spending commitments
• Stress testing against historical downturns before an allocation is adopted
• Tax-aware placement of assets across family entities and jurisdictions

Private equity and venture investments can offer families with long horizons potential returns and diversification beyond listed markets, in exchange for reduced liquidity. SC Davis & Co sources opportunities through a network of managers and co-investors.

Each opportunity passes the firm's own due diligence before it is presented, accompanied by a full account of its risks and liquidity terms. Families participating in the same opportunity do so on the same terms.

• Commitment pacing so private holdings build steadily across vintage years
• Direct participation in early-stage and growth companies
• Ongoing monitoring of capital calls and distributions
• Secondary market options when a family needs to rebalance or release capital

The transfer of wealth between generations ranks among the most consequential events in a family's history. We work alongside the family's lawyers and tax advisers to plan that transfer well ahead of time, so assets and responsibilities pass on in an orderly way.

• Review of wills and holding structures in each jurisdiction where the family holds assets
• Design of trust and foundation structures suited to the family's circumstances
• Planning for the transfer of operating businesses alongside financial assets
• Contingency arrangements for the incapacity or unexpected death of a principal

Shared wealth requires agreed rules. SC Davis & Co helps families settle how decisions are taken and how younger members assume responsibility over time. Many formalise these arrangements in a family charter or an investment committee, which the firm helps draft and then supports in practice.

• Facilitation of family meetings and investment committee sessions
• Education programmes that introduce younger members to investment principles
• Policies on distributions and family employment in shared businesses
• Dispute resolution procedures agreed well before they are needed

Families often require expertise beyond investment, from cross-border tax structuring to the acquisition of property abroad. SC Davis & Co introduces trusted specialists and coordinates their work with its own. Each specialist receives only the information its task requires. Through the same network, clients gain access to co-investment opportunities suited to their mandate.

• Introductions to legal counsel and insurance specialists in the relevant jurisdictions
• Coordination of residency and relocation planning with qualified advisers
• Oversight of real assets such as art collections and private property
• Access to club deals assembled among SC Davis & Co's client families